FAQs
ND Estate Services FAQs
We help families in North Dakota, South Dakota, and Minnesota protect assets, avoid probate, and reduce taxes with personalized, affordable estate plans—free of legal jargon and high fees. You can secure your legacy with confidence.
1. What does ND Estate Services do?
ND Estate Services helps families in North Dakota, South Dakota, and Minnesota create estate plans that protect their assets, avoid probate, and reduce taxes. We’re not attorneys—we’re estate planners who guide you on how to fund your Revocable and Irrevocable Trusts, ensuring they are set up to work effectively for you.
2. Is ND Estate Services a law firm?
No. ND Estate Services is not a law firm and does not provide legal advice. We specialize in estate planning strategies and funding, offering personalized solutions without the legal jargon or high attorney fees.
3. Do you require clients to visit your office?
No, at ND Estate Services, we understand that your time is valuable. Our dedicated team comes directly to you, providing convenient and personalized estate planning services in the comfort of your own home or preferred location.
4. What is the difference between an estate planner and an estate attorney?
Estate planners focus on helping you organize your assets, create trusts, and prepare a plan that works for your goals. Estate attorneys provide legal representation and can go to court if needed. ND Estate Services works with clients to create effective, affordable estate plans—without going through a law office.
5. What is a Revocable Living Trust, and do I need one?
A Revocable Living Trust is a flexible tool that lets you control your assets while you’re alive—and make sure they go to the right people when you’re gone—without probate. It’s ideal if you want privacy, flexibility, and protection for your loved ones.
6. What is an Irrevocable Trust, and how is it different?
An Irrevocable Trust is more permanent than a revocable one—it can’t be changed after it’s set up. But in return, it offers stronger asset protection and potential tax benefits. We’ll help you decide if this option fits your goals.
7. Can estate planning help me avoid probate?
Yes—avoiding probate is one of the top reasons people choose estate planning. Tools like Revocable Trusts help your family bypass the time, cost, and hassle of court proceedings after you pass away.
8. Do I need an estate plan even if I’m not wealthy?
Definitely. Estate planning isn’t just for people with large estates. It’s about protecting your family, avoiding delays, and making sure your wishes are followed, no matter how much you own.
9. Is estate planning expensive?
It doesn’t have to be. At ND Estate Services, we offer clear and affordable pricing, with customized plans that fit your needs. No hidden fees. Just honest, practical guidance that works for your family.
10. What happens if I don’t have an estate plan?
Without a plan, your assets may go through probate, and the state decides who gets what. This can lead to delays, extra costs, and stress for your family. A simple estate plan helps prevent that.
11. What areas does ND Estate Services serve?
We help families across North Dakota, South Dakota, and Minnesota. Whether you’re in Bismarck, Sioux Falls, Minneapolis, or anywhere in between, we’re just a phone call away.
12. What does it mean to “fund” a trust?
Funding a trust means placing your assets—like bank accounts, real estate, and investments—into the trust. Without proper funding, even the best trust won’t work. That’s why we guide you through this step-by-step.
13. Can I update my trust later?
Yes—if you have a Revocable Living Trust, you can update it anytime. Whether you’ve added new assets, changed beneficiaries, or had a life event, we help you keep your plan current and accurate.
14. What’s better, a will or a trust?
A will still go through probate, which can be slow and costly. A trust avoids probate and gives you more control and privacy. We can help you decide what’s best based on your family’s needs and goals.
15. Will estate planning help reduce taxes?
Yes—smart estate planning can help reduce or eliminate certain taxes for your heirs. Irrevocable Trusts, in particular, can protect assets and minimize estate tax exposure.